Does this bother anyone else?
The chairman of the dominant political party in the state, council member of a growing city outside of Boise, an employee (in upper management), and among other things, a father – who is so far behind in mortgage payments that his house is set to go up for auction within the next 30 days. The monthly house payment is $3,623; it hasn’t been paid since July and is, at least, $19,000 in arrears.
The reason, as given to Dan Popkey – apparently:
Semanko said he fell behind because his daughter started school at Regis University in Denver this fall. “It wasn’t a hard choice for me,” Semanko said Tuesday. “I knew I could get current. I wanted to make sure I could keep making her tuition payments and not take out a student loan.”
Let me help you out, Norm. You chose paying your daughter’s tuition over paying your house payment? Are you fucking daft? Not for a month or even two? You couldn’t work out something with the school or take out a student loan and pay that off when you “knew you could get current.” Or perhaps your daughter could have waited a semester or Gawd forbid – gotten a job! I see she chose Regis University. Jesuit-run. I went to a private Catholic college as well for four years and graduated. There are tuition payment plans even at Regis. And those four years I attended Ursuline – I worked full-time at a hospital and attended school full-time. (Disclosure: never carried more than 15 credits per semester.)
If, as reported, you make $146K annually – which we figured isn’t net, still – and you can’t make $3700 monthly house payment? That’s about $44K a year on your house, about a third of your income (as reported). You need help and you don’t need to be in charge of ANYTHING.
All I can say is this: My rent is $683 monthly. I’ve had to be late once in the five years I’ve lived here and I dreaded talking to the manager about that. So – if between July and November going into December, I decided to NOT pay rent, I wouldn’t be living here – especially if I was still employed and made the choice to buy a new Range Rover and pay the payments on that rather than my housing.
It’s called priorities, Norm. Yours? They’re fucked.